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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,176 | $148,629-79.0% | $135,982-77.1% | $139,487-77.6% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 34.59% | 79.33%-44.7pp | 68.32%-33.7pp | 373.84%-339.3pp |
| Employer contribution / active EE | $6,212 | $5,247+18.4% | $4,859+27.8% | $4,755+30.7% |
| Participant deferral / active EE | $14,043 | $8,102+73.3% | $7,760+81.0% | $6,713+109.2% |
| Admin fee / account holder | $821 | $12,406-93.4% | $10,767-92.4% | $11,407-92.8% |