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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,358 | $90,614-96.3% | $76,089-95.6% | $145,877-97.7% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.1%+30.9pp | 80.3%+19.7pp |
| Annual return | 13.23% | 623.80%-610.6pp | 360.94%-347.7pp | 551.28%-538.1pp |
| Employer contribution / active EE | $1,075 | $3,324-67.7% | $2,690-60.0% | $4,663-76.9% |
| Participant deferral / active EE | $1,208 | $5,168-76.6% | $4,259-71.6% | $6,691-81.9% |
| Admin fee / account holder | $1,115 | $8,376-86.7% | $6,418-82.6% | $13,402-91.7% |