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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,511 | $93,117-91.9% | $77,096-90.3% | $134,532-94.4% |
| Participation rate | 73.7% | 74.5%-0.8pp | 67.9%+5.8pp | 81.2%-7.5pp |
| Annual return | -24.44% | 62.67%-87.1pp | 42.35%-66.8pp | 418.27%-442.7pp |
| Employer contribution / active EE | $0 | $3,420-100.0% | $2,814-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $4,165 | $5,241-20.5% | $4,429-6.0% | $6,401-34.9% |
| Admin fee / account holder | $429 | $6,948-93.8% | $5,428-92.1% | $11,429-96.3% |