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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,498 | $175,231-35.2% | $149,696-24.2% | $139,466-18.6% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 11.63% | 166.77%-155.1pp | 134.46%-122.8pp | 373.66%-362.0pp |
| Employer contribution / active EE | $12,724 | $5,478+132.3% | $4,821+163.9% | $4,754+167.6% |
| Participant deferral / active EE | $14,717 | $6,521+125.7% | $5,682+159.0% | $6,712+119.3% |
| Admin fee / account holder | $760 | $16,155-95.3% | $13,212-94.2% | $11,409-93.3% |