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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,678 | $51,222-96.7% | $70,544-97.6% | $75,173-97.8% |
| Participation rate | 66.0% | 61.0%+5.1pp | 68.4%-2.3pp | 67.2%-1.2pp |
| Annual return | 145.49% | 30.06%+115.4pp | 32.79%+112.7pp | 160.72%-15.2pp |
| Employer contribution / active EE | $359 | $1,827-80.3% | $2,976-87.9% | $2,671-86.6% |
| Participant deferral / active EE | $1,409 | $2,850-50.6% | $4,568-69.2% | $4,126-65.9% |
| Admin fee / account holder | $17 | $4,096-99.6% | $6,427-99.7% | $5,651-99.7% |