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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,866 | $162,136-82.8% | $152,301-81.7% | $154,746-82.0% |
| Participation rate | 93.8% | 84.1%+9.6pp | 82.4%+11.3pp | 80.7%+13.0pp |
| Annual return | 47.18% | 91.02%-43.8pp | 80.50%-33.3pp | 172.34%-125.2pp |
| Employer contribution / active EE | $3,313 | $4,890-32.3% | $4,624-28.4% | $4,379-24.4% |
| Participant deferral / active EE | $7,904 | $8,341-5.2% | $8,004-1.3% | $6,730+17.4% |
| Admin fee / account holder | $842 | $15,759-94.7% | $14,398-94.2% | $14,365-94.1% |