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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,866 | $154,228-81.9% | $145,433-80.8% | $137,256-79.7% |
| Participation rate | 93.8% | 83.8%+10.0pp | 82.1%+11.6pp | 80.0%+13.8pp |
| Annual return | 47.18% | 74.59%-27.4pp | 66.58%-19.4pp | 220.34%-173.2pp |
| Employer contribution / active EE | $3,313 | $4,804-31.0% | $4,554-27.3% | $4,156-20.3% |
| Participant deferral / active EE | $7,904 | $8,216-3.8% | $7,897+0.1% | $6,407+23.4% |
| Admin fee / account holder | $842 | $14,344-94.1% | $13,129-93.6% | $12,270-93.1% |