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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,858 | $102,663-73.8% | $86,216-68.8% | $139,466-80.7% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.0%+31.0pp | 80.3%+19.7pp |
| Annual return | 18.56% | 1924.52%-1906.0pp | 1169.42%-1150.9pp | 373.66%-355.1pp |
| Employer contribution / active EE | $7,601 | $3,035+150.5% | $2,382+219.2% | $4,754+59.9% |
| Participant deferral / active EE | $4,995 | $4,677+6.8% | $3,986+25.3% | $6,712-25.6% |
| Admin fee / account holder | $1,210 | $8,663-86.0% | $6,853-82.3% | $11,409-89.4% |