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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,381 | $162,136-84.3% | $152,301-83.3% | $154,746-83.6% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 21.35% | 91.02%-69.7pp | 80.50%-59.1pp | 172.34%-151.0pp |
| Employer contribution / active EE | $5,192 | $4,890+6.2% | $4,624+12.3% | $4,379+18.6% |
| Participant deferral / active EE | $5,619 | $8,341-32.6% | $8,004-29.8% | $6,730-16.5% |
| Admin fee / account holder | $306 | $15,759-98.1% | $14,398-97.9% | $14,365-97.9% |