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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,282 | $88,672-90.7% | $105,223-92.1% | $82,448-90.0% |
| Participation rate | 100.0% | 67.9%+32.1pp | 75.0%+25.0pp | 68.1%+31.9pp |
| Annual return | 23.74% | 30.86%-7.1pp | 180.65%-156.9pp | 41.64%-17.9pp |
| Employer contribution / active EE | $2,577 | $3,048-15.4% | $3,689-30.1% | $2,551+1.0% |
| Participant deferral / active EE | $5,978 | $4,036+48.1% | $5,072+17.9% | $4,139+44.4% |
| Admin fee / account holder | $2,471 | $7,146-65.4% | $8,859-72.1% | $7,234-65.8% |