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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,526 | $185,883-34.6% | $170,043-28.5% | $139,466-12.9% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 25.40% | 60.54%-35.1pp | 53.40%-28.0pp | 373.66%-348.3pp |
| Employer contribution / active EE | $18,898 | $7,596+148.8% | $6,790+178.3% | $4,754+297.5% |
| Participant deferral / active EE | $17,551 | $11,626+51.0% | $10,410+68.6% | $6,712+161.5% |
| Admin fee / account holder | $14,644 | $15,393-4.9% | $12,824+14.2% | $11,409+28.4% |