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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,369 | $107,666-86.7% | $102,184-85.9% | $154,746-90.7% |
| Participation rate | 66.7% | 83.7%-17.1pp | 82.6%-15.9pp | 80.7%-14.0pp |
| Annual return | 13.12% | 29.33%-16.2pp | 31.58%-18.5pp | 172.34%-159.2pp |
| Employer contribution / active EE | $2,604 | $3,846-32.3% | $3,594-27.5% | $4,379-40.5% |
| Participant deferral / active EE | $4,893 | $8,719-43.9% | $8,309-41.1% | $6,730-27.3% |
| Admin fee / account holder | $2,403 | $12,943-81.4% | $11,609-79.3% | $14,365-83.3% |