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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,232 | $49,896-47.4% | $80,627-67.5% | $75,173-65.1% |
| Participation rate | 96.3% | 55.3%+41.0pp | 67.0%+29.3pp | 67.2%+29.1pp |
| Annual return | 37.54% | 34.67%+2.9pp | 936.76%-899.2pp | 160.72%-123.2pp |
| Employer contribution / active EE | $0 | $1,699-100.0% | $2,723-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $13,289 | $2,992+344.2% | $4,443+199.1% | $4,126+222.1% |
| Admin fee / account holder | $1,146 | $3,578-68.0% | $5,381-78.7% | $5,651-79.7% |