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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,052 | $124,330-79.0% | $109,173-76.1% | $167,536-84.4% |
| Participation rate | 100.0% | 79.5%+20.5pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 4.73% | 26.04%-21.3pp | 25.75%-21.0pp | 478.82%-474.1pp |
| Employer contribution / active EE | $1,438 | $4,209-65.8% | $3,723-61.4% | $4,839-70.3% |
| Participant deferral / active EE | $3,357 | $5,256-36.1% | $4,654-27.9% | $6,342-47.1% |
| Admin fee / account holder | $74,390 | $7,974+832.9% | $6,755+1001.3% | $12,315+504.1% |