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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,688 | $22,602-88.1% | $65,566-95.9% | $75,173-96.4% |
| Participation rate | 67.3% | 63.1%+4.2pp | 64.9%+2.3pp | 67.2%+0.1pp |
| Annual return | 110.04% | 71.13%+38.9pp | 47.40%+62.6pp | 160.72%-50.7pp |
| Employer contribution / active EE | $750 | $941-20.3% | $1,692-55.7% | $2,671-71.9% |
| Participant deferral / active EE | $1,427 | $1,695-15.8% | $2,832-49.6% | $4,126-65.4% |
| Admin fee / account holder | $44 | $1,877-97.7% | $4,114-98.9% | $5,651-99.2% |