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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,804 | $181,062-96.8% | $158,223-96.3% | $155,188-96.3% |
| Participation rate | 81.8% | 82.7%-0.8pp | 79.2%+2.6pp | 80.8%+1.0pp |
| Annual return | 24.86% | 57.39%-32.5pp | 52.09%-27.2pp | 148.84%-124.0pp |
| Employer contribution / active EE | $1,652 | $4,565-63.8% | $4,109-59.8% | $4,248-61.1% |
| Participant deferral / active EE | $2,747 | $6,134-55.2% | $5,467-49.7% | $6,531-57.9% |
| Admin fee / account holder | $453 | $18,825-97.6% | $16,047-97.2% | $14,480-96.9% |