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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,818 | $155,555-96.9% | $146,866-96.7% | $155,188-96.9% |
| Participation rate | 75.0% | 84.0%-9.0pp | 82.5%-7.5pp | 80.8%-5.8pp |
| Annual return | 788.88% | 115.41%+673.5pp | 102.85%+686.0pp | 148.84%+640.0pp |
| Employer contribution / active EE | $2,150 | $4,647-53.7% | $4,425-51.4% | $4,248-49.4% |
| Participant deferral / active EE | $2,824 | $8,044-64.9% | $7,759-63.6% | $6,531-56.8% |
| Admin fee / account holder | $19,210 | $14,755+30.2% | $13,620+41.0% | $14,480+32.7% |