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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,818 | $162,136-97.0% | $152,301-96.8% | $154,746-96.9% |
| Participation rate | 75.0% | 84.1%-9.1pp | 82.4%-7.4pp | 80.7%-5.7pp |
| Annual return | 788.88% | 91.02%+697.9pp | 80.50%+708.4pp | 172.34%+616.5pp |
| Employer contribution / active EE | $2,150 | $4,890-56.0% | $4,624-53.5% | $4,379-50.9% |
| Participant deferral / active EE | $2,824 | $8,341-66.1% | $8,004-64.7% | $6,730-58.0% |
| Admin fee / account holder | $19,210 | $15,759+21.9% | $14,398+33.4% | $14,365+33.7% |