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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,005 | $138,114-16.7% | $125,391-8.3% | $134,545-14.5% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | 418.26% | 750.88%-332.6pp | 572.41%-154.1pp | 418.37%-0.1pp |
| Employer contribution / active EE | $5,624 | $5,246+7.2% | $4,816+16.8% | $4,742+18.6% |
| Participant deferral / active EE | $20,500 | $7,801+162.8% | $7,448+175.2% | $6,401+220.2% |
| Admin fee / account holder | $963 | $11,570-91.7% | $10,009-90.4% | $11,431-91.6% |