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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,518 | $77,908-91.6% | $149,696-95.6% | $75,173-91.3% |
| Participation rate | 30.8% | 65.6%-34.8pp | 78.8%-48.0pp | 67.2%-36.4pp |
| Annual return | 542.55% | 31.73%+510.8pp | 134.46%+408.1pp | 160.72%+381.8pp |
| Employer contribution / active EE | $738 | $3,138-76.5% | $4,821-84.7% | $2,671-72.4% |
| Participant deferral / active EE | $1,502 | $3,411-56.0% | $5,682-73.6% | $4,126-63.6% |
| Admin fee / account holder | $24 | $5,950-99.6% | $13,212-99.8% | $5,651-99.6% |