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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,307 | $81,358-82.4% | $155,556-90.8% | $80,959-82.3% |
| Participation rate | 21.1% | 66.3%-45.2pp | 78.2%-57.2pp | 67.7%-46.6pp |
| Annual return | 17.47% | 33.39%-15.9pp | 64.84%-47.4pp | 35.67%-18.2pp |
| Employer contribution / active EE | $740 | $3,106-76.2% | $4,675-84.2% | $2,757-73.2% |
| Participant deferral / active EE | $1,780 | $3,455-48.5% | $5,631-68.4% | $4,300-58.6% |
| Admin fee / account holder | $83 | $7,994-99.0% | $15,885-99.5% | $6,925-98.8% |