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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,258 | $76,407-81.3% | $150,298-90.5% | $82,448-82.7% |
| Participation rate | 48.7% | 66.4%-17.7pp | 77.8%-29.0pp | 68.1%-19.3pp |
| Annual return | 22.10% | 39.99%-17.9pp | 62.79%-40.7pp | 41.64%-19.5pp |
| Employer contribution / active EE | $1,196 | $2,614-54.3% | $4,154-71.2% | $2,551-53.1% |
| Participant deferral / active EE | $2,226 | $3,214-30.7% | $5,453-59.2% | $4,139-46.2% |
| Admin fee / account holder | $699 | $6,352-89.0% | $14,116-95.0% | $7,234-90.3% |