See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 5-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: MML INSURANCE AGENCY Service code 55 | Other Commissions | $7,166 |
Filed as: HERITAGE PENSION SERVICES, INC. Service code 49 | Other Services | $2,078 |
Filed as: MML INSURANCE AGENCY, LLC Service code 55 · EIN 06-1375177 | Other Commissions | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,598 | $79,171-31.0% | $102,423-46.7% | $74,495-26.7% |
| Participation rate | 44.1% | 74.8%-30.7pp | 76.5%-32.4pp | 67.2%-23.1pp |
| Annual return | 14.61% | 54.93%-40.3pp | 29.32%-14.7pp | 1364.94%-1350.3pp |
| Employer contribution / active EE | $693 | $2,362-70.7% | $3,023-77.1% | $2,623-73.6% |
| Participant deferral / active EE | $3,204 | $4,415-27.4% | $5,053-36.6% | $4,346-26.3% |
| Admin fee / account holder | $360 | $2,001-82.0% | $9,451-96.2% | $1,942-81.4% |