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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,437 | $51,207-93.3% | $70,565-95.1% | $75,177-95.4% |
| Participation rate | 54.5% | 61.0%-6.4pp | 68.4%-13.8pp | 67.2%-12.7pp |
| Annual return | 0.00% | 30.05%-30.1pp | 32.79%-32.8pp | 160.75%-160.8pp |
| Employer contribution / active EE | $1,303 | $1,826-28.7% | $2,976-56.2% | $2,671-51.2% |
| Participant deferral / active EE | $1,007 | $2,850-64.7% | $4,568-77.9% | $4,126-75.6% |
| Admin fee / account holder | $34 | $4,097-99.2% | $6,430-99.5% | $5,651-99.4% |