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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,628 | $148,629-96.2% | $135,982-95.9% | $139,487-96.0% |
| Participation rate | 71.4% | 83.9%-12.4pp | 81.9%-10.5pp | 80.3%-8.9pp |
| Annual return | 29.98% | 79.33%-49.4pp | 68.32%-38.3pp | 373.84%-343.9pp |
| Employer contribution / active EE | $2,342 | $5,247-55.4% | $4,859-51.8% | $4,755-50.7% |
| Participant deferral / active EE | $4,380 | $8,102-45.9% | $7,760-43.6% | $6,713-34.8% |
| Admin fee / account holder | $1,644 | $12,406-86.8% | $10,767-84.7% | $11,407-85.6% |