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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $275,466 | $129,737+112.3% | $119,126+131.2% | $154,746+78.0% |
| Participation rate | 75.0% | 78.9%-3.9pp | 75.8%-0.8pp | 80.7%-5.7pp |
| Annual return | 18.56% | 379.08%-360.5pp | 282.11%-263.6pp | 172.34%-153.8pp |
| Employer contribution / active EE | $2,553 | $4,375-41.7% | $4,034-36.7% | $4,379-41.7% |
| Participant deferral / active EE | $16,770 | $5,842+187.1% | $5,318+215.3% | $6,730+149.2% |
| Admin fee / account holder | $3,550 | $11,961-70.3% | $10,693-66.8% | $14,365-75.3% |