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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,498 | $54,729-68.0% | $86,235-79.7% | $71,529-75.5% |
| Participation rate | 39.7% | 60.1%-20.4pp | 69.0%-29.3pp | 67.9%-28.2pp |
| Annual return | 35.93% | 20.07%+15.9pp | 1170.03%-1134.1pp | 28.97%+7.0pp |
| Employer contribution / active EE | $944 | $1,267-25.5% | $2,381-60.3% | $2,590-63.5% |
| Participant deferral / active EE | $1,575 | $3,110-49.4% | $3,987-60.5% | $4,291-63.3% |
| Admin fee / account holder | $263 | $1,921-86.3% | $6,856-96.2% | $1,588-83.5% |