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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,497 | $174,379-66.5% | $152,093-61.5% | $138,895-57.9% |
| Participation rate | 46.2% | 81.6%-35.5pp | 77.8%-31.6pp | 79.9%-33.8pp |
| Annual return | 15.20% | 74.86%-59.7pp | 66.36%-51.2pp | 145.39%-130.2pp |
| Employer contribution / active EE | $1,211 | $4,652-74.0% | $4,175-71.0% | $4,194-71.1% |
| Participant deferral / active EE | $6,001 | $6,159-2.6% | $5,451+10.1% | $6,396-6.2% |
| Admin fee / account holder | $1,004 | $16,880-94.0% | $14,497-93.1% | $12,562-92.0% |