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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,059 | $183,592-78.7% | $155,574-74.9% | $145,877-73.2% |
| Participation rate | 63.6% | 82.7%-19.1pp | 78.2%-14.6pp | 80.3%-16.7pp |
| Annual return | 12.36% | 61.37%-49.0pp | 64.87%-52.5pp | 551.28%-538.9pp |
| Employer contribution / active EE | $1,464 | $5,317-72.5% | $4,676-68.7% | $4,663-68.6% |
| Participant deferral / active EE | $6,386 | $6,466-1.2% | $5,629+13.5% | $6,691-4.5% |
| Admin fee / account holder | $348 | $19,316-98.2% | $15,914-97.8% | $13,402-97.4% |