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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,181 | $148,629-62.9% | $135,982-59.4% | $139,487-60.4% |
| Participation rate | 91.7% | 83.9%+7.8pp | 81.9%+9.7pp | 80.3%+11.3pp |
| Annual return | 17.12% | 79.33%-62.2pp | 68.32%-51.2pp | 373.84%-356.7pp |
| Employer contribution / active EE | $5,778 | $5,247+10.1% | $4,859+18.9% | $4,755+21.5% |
| Participant deferral / active EE | $6,204 | $8,102-23.4% | $7,760-20.1% | $6,713-7.6% |
| Admin fee / account holder | $642 | $12,406-94.8% | $10,767-94.0% | $11,407-94.4% |