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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,204 | $162,136-68.4% | $152,301-66.4% | $154,746-66.9% |
| Participation rate | 90.0% | 84.1%+5.9pp | 82.4%+7.6pp | 80.7%+9.3pp |
| Annual return | 0.48% | 91.02%-90.5pp | 80.50%-80.0pp | 172.34%-171.9pp |
| Employer contribution / active EE | $20,484 | $4,890+318.9% | $4,624+343.0% | $4,379+367.8% |
| Participant deferral / active EE | $14,471 | $8,341+73.5% | $8,004+80.8% | $6,730+115.0% |
| Admin fee / account holder | $1,385 | $15,759-91.2% | $14,398-90.4% | $14,365-90.4% |