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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,204 | $154,228-66.8% | $145,433-64.8% | $137,256-62.7% |
| Participation rate | 90.0% | 83.8%+6.2pp | 82.1%+7.9pp | 80.0%+10.0pp |
| Annual return | 0.48% | 74.59%-74.1pp | 66.58%-66.1pp | 220.34%-219.9pp |
| Employer contribution / active EE | $20,484 | $4,804+326.4% | $4,554+349.8% | $4,156+392.9% |
| Participant deferral / active EE | $14,471 | $8,216+76.1% | $7,897+83.2% | $6,407+125.9% |
| Admin fee / account holder | $1,385 | $14,344-90.3% | $13,129-89.4% | $12,270-88.7% |