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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,933 | $175,257-67.5% | $149,717-62.0% | $139,456-59.2% |
| Participation rate | 69.2% | 83.4%-14.2pp | 78.8%-9.5pp | 80.3%-11.1pp |
| Annual return | 46.20% | 166.70%-120.5pp | 134.41%-88.2pp | 373.45%-327.2pp |
| Employer contribution / active EE | $2,209 | $5,477-59.7% | $4,820-54.2% | $4,753-53.5% |
| Participant deferral / active EE | $11,609 | $6,521+78.0% | $5,682+104.3% | $6,711+73.0% |
| Admin fee / account holder | $192 | $16,156-98.8% | $13,213-98.5% | $11,407-98.3% |