Retirement plan

NORTHERN TREE HOLDCO, INC. EMPLOYEE STOCK OWNERSHIP PLAN

Name: NORTHERN TREE HOLDCO, INC. - NORTHERN TREE HOLDCO, INC. EMPLOYEE STOCK OWNERSHIP PLAN (2020) Form 5500
Creator: NORTHERN TREE HOLDCO, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, NORTHERN TREE HOLDCO, INC. EMPLOYEE STOCK OWNERSHIP PLAN, NORTHERN TREE HOLDCO, INC.

NORTHERN TREE HOLDCO, INC.EIN 85-1665706Plan #002PY 2020

1290 PARK STREET - PALMER, MA 01069413-283-9283

Prospect flagsHigh feesHigh assets / participantLow participant contribution

Top hat statement on fileNQDC

Filed August 31, 2020

Plan administrator

Plan administrator name— Sign in and upgrade to view

1290 Park Street

Palmer, MA 01069

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Plans declared (2)

Northern Tree Holdco, Inc. Phantom Equity Incentive Plan1 emp
Northern Tree Holdco, Inc. 2020 Stock Appreciation Rights Plan5 emp

Total covered: 6 employees

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Total assets (EOY)

$40M

No prior year

Total participants

124

No prior year

Average account balance

$342,282

No prior year

Annual return

1832.85%

No prior year

Benchmarks

See 1,065 peers

Peer group

Industry56 - Administrative and Support and Waste Management and Remediation Services

Plan typeDefined contribution

Participants100-249

Cohort1,065 peers

Snapshot2020

See peer percentile detail. $4.99 for your first month.

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Analytics

Total assets (EOY)

Plan-year ending balance

$31.50M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$181K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

174

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

93.3%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$2.78M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$17K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+1.93%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.

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Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2I2P3H3I

Plan features

2I
Stock bonus
Stock bonus plan.
2P
Leveraged ESOP
Employee stock ownership plan that acquires employer securities with borrowed money or other debt-financing techniques.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).
3I
Employer securities investment required
Plan requiring that all or part of employer contributions be invested and held at least for a limited period in employer securities.

Opportunity flags

3 tripped

OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.
OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
InformationalHigh assets / participant
Assets per participant exceed $250,000 - top-decile high-value plan.

Expense breakdown

Schedule H Part II

Admin total

$1.3M

$10854 / participant

Other / not subdivided$1M100.0%

% of EOY assets

3.144%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

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Metric

This plan

Peer set

Industry

Size

Avg account balance

$342,282

$43,133+693.6%

$89,391+282.9%

$73,488+365.8%

Participation rate

94.0%

55.0%+39.0pp

68.0%+26.0pp

70.7%+23.3pp

Annual return

1832.85%

135.66%+1697.2pp

245.62%+1587.2pp

28.51%+1804.3pp

Employer contribution / active EE

$28,146

$1,438+1857.5%

$2,586+988.6%

$2,270+1139.8%

Participant deferral / active EE

$2,445-100.0%

$3,890-100.0%

$3,740-100.0%

Admin fee / account holder

$10,761

$444+2325.1%

$4,881+120.5%

$513+1997.4%

NORTHERN TREE HOLDCO, INC. EMPLOYEE STOCK OWNERSHIP PLAN

Top hat statement on fileNQDC

Plan administrator

Plans declared (2)

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

NORTHERN TREE HOLDCO, INC. EMPLOYEE STOCK OWNERSHIP PLAN

Top hat statement on fileNQDC

Plan administrator

Plans declared (2)

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion