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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,690 | $96,691-76.5% | $86,656-73.8% | $139,487-83.7% |
| Participation rate | 50.0% | 74.4%-24.4pp | 71.7%-21.7pp | 80.3%-30.3pp |
| Annual return | 20.23% | 106.87%-86.6pp | 593.09%-572.9pp | 373.84%-353.6pp |
| Employer contribution / active EE | $675 | $3,267-79.3% | $3,025-77.7% | $4,755-85.8% |
| Participant deferral / active EE | $4,771 | $4,838-1.4% | $4,439+7.5% | $6,713-28.9% |
| Admin fee / account holder | $309 | $6,414-95.2% | $5,619-94.5% | $11,407-97.3% |