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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,207 | $27,943-67.0% | $58,507-84.3% | $75,177-87.8% |
| Participation rate | 28.0% | 38.8%-10.8pp | 50.9%-22.9pp | 67.2%-39.2pp |
| Annual return | 31.51% | 44.22%-12.7pp | 4252.32%-4220.8pp | 160.75%-129.2pp |
| Employer contribution / active EE | $545 | $670-18.6% | $1,053-48.2% | $2,671-79.6% |
| Participant deferral / active EE | $979 | $1,202-18.5% | $1,922-49.1% | $4,126-76.3% |
| Admin fee / account holder | $329 | $1,727-80.9% | $2,486-86.8% | $5,651-94.2% |