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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,852 | $156,963-45.3% | $121,204-29.2% | $139,466-38.4% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.5%+30.5pp | 80.3%+19.7pp |
| Annual return | 18.81% | 1476.75%-1457.9pp | 987.18%-968.4pp | 373.66%-354.9pp |
| Employer contribution / active EE | $24,728 | $5,544+346.0% | $4,170+493.0% | $4,754+420.2% |
| Participant deferral / active EE | $10,744 | $4,848+121.6% | $4,083+163.1% | $6,712+60.1% |
| Admin fee / account holder | $3,372 | $6,953-51.5% | $5,651-40.3% | $11,409-70.4% |