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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,211 | $102,938-55.1% | $94,105-50.9% | $138,895-66.7% |
| Participation rate | 62.5% | 74.6%-12.1pp | 71.9%-9.4pp | 79.9%-17.4pp |
| Annual return | 12.65% | 250.28%-237.6pp | 204.55%-191.9pp | 145.39%-132.7pp |
| Employer contribution / active EE | $0 | $2,732-100.0% | $2,504-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $2,363 | $4,196-43.7% | $3,881-39.1% | $6,396-63.1% |
| Admin fee / account holder | $56 | $6,600-99.2% | $6,199-99.1% | $12,562-99.6% |