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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,211 | $125,778-63.3% | $114,563-59.7% | $154,746-70.1% |
| Participation rate | 62.5% | 75.2%-12.7pp | 72.9%-10.4pp | 80.7%-18.2pp |
| Annual return | 12.65% | 295.14%-282.5pp | 241.09%-228.4pp | 172.34%-159.7pp |
| Employer contribution / active EE | $0 | $2,806-100.0% | $2,592-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $2,363 | $4,445-46.8% | $4,142-43.0% | $6,730-64.9% |
| Admin fee / account holder | $56 | $8,190-99.3% | $7,623-99.3% | $14,365-99.6% |