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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,211 | $177,353-73.9% | $158,226-70.8% | $198,609-76.7% |
| Participation rate | 62.5% | 77.0%-14.5pp | 74.8%-12.3pp | 82.4%-19.9pp |
| Annual return | 12.65% | 599.50%-586.9pp | 501.41%-488.8pp | 202.70%-190.0pp |
| Employer contribution / active EE | $0 | $3,239-100.0% | $2,986-100.0% | $5,055-100.0% |
| Participant deferral / active EE | $2,363 | $4,615-48.8% | $4,317-45.3% | $6,977-66.1% |
| Admin fee / account holder | $56 | $10,960-99.5% | $10,217-99.5% | $19,030-99.7% |