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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,764 | $212,777-89.3% | $173,703-86.9% | $198,609-88.5% |
| Participation rate | 92.9% | 81.1%+11.8pp | 75.9%+16.9pp | 82.4%+10.5pp |
| Annual return | 28.99% | 18.82%+10.2pp | 17.46%+11.5pp | 202.70%-173.7pp |
| Employer contribution / active EE | $2,157 | $5,214-58.6% | $4,288-49.7% | $5,055-57.3% |
| Participant deferral / active EE | $3,126 | $5,697-45.1% | $4,854-35.6% | $6,977-55.2% |
| Admin fee / account holder | $1,746 | $19,536-91.1% | $15,562-88.8% | $19,030-90.8% |