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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,764 | $177,156-87.2% | $147,027-84.5% | $154,746-85.3% |
| Participation rate | 92.9% | 79.4%+13.5pp | 73.7%+19.1pp | 80.7%+12.2pp |
| Annual return | 28.99% | 21.94%+7.1pp | 20.23%+8.8pp | 172.34%-143.3pp |
| Employer contribution / active EE | $2,157 | $4,336-50.3% | $3,626-40.5% | $4,379-50.8% |
| Participant deferral / active EE | $3,126 | $5,797-46.1% | $4,933-36.6% | $6,730-53.6% |
| Admin fee / account holder | $1,746 | $14,904-88.3% | $12,223-85.7% | $14,365-87.8% |