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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,661 | $97,125-78.7% | $86,233-76.0% | $137,256-84.9% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.0%+31.0pp | 80.0%+20.0pp |
| Annual return | 25.14% | 74.19%-49.1pp | 61.39%-36.3pp | 220.34%-195.2pp |
| Employer contribution / active EE | $243 | $2,841-91.4% | $2,504-90.3% | $4,156-94.1% |
| Participant deferral / active EE | $5,311 | $5,180+2.5% | $4,559+16.5% | $6,407-17.1% |
| Admin fee / account holder | $303 | $9,725-96.9% | $8,342-96.4% | $12,270-97.5% |