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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,144 | $185,883-53.1% | $170,043-48.8% | $139,466-37.5% |
| Participation rate | 90.0% | 87.8%+2.2pp | 87.0%+3.0pp | 80.3%+9.7pp |
| Annual return | 23.40% | 60.54%-37.1pp | 53.40%-30.0pp | 373.66%-350.3pp |
| Employer contribution / active EE | $4,035 | $7,596-46.9% | $6,790-40.6% | $4,754-15.1% |
| Participant deferral / active EE | $12,717 | $11,626+9.4% | $10,410+22.2% | $6,712+89.5% |
| Admin fee / account holder | $1,713 | $15,393-88.9% | $12,824-86.6% | $11,409-85.0% |