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Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,260 | $91,439+50.1% | $135,974+0.9% | $71,511+91.9% |
| Participation rate | 100.0% | 75.7%+24.3pp | 81.9%+18.1pp | 67.9%+32.1pp |
| Annual return | 40.89% | 29.90%+11.0pp | 68.30%-27.4pp | 28.86%+12.0pp |
| Employer contribution / active EE | $19,843 | $3,705+435.6% | $4,859+308.4% | $2,589+666.4% |
| Participant deferral / active EE | $20,589 | $7,093+190.3% | $7,760+165.3% | $4,291+379.9% |
| Admin fee / account holder | $1 | $1,267-99.9% | $10,767-100.0% | $1,588-99.9% |