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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,631 | $162,136-70.6% | $152,301-68.7% | $154,746-69.2% |
| Participation rate | 66.7% | 84.1%-17.4pp | 82.4%-15.8pp | 80.7%-14.0pp |
| Annual return | 18.30% | 91.02%-72.7pp | 80.50%-62.2pp | 172.34%-154.0pp |
| Employer contribution / active EE | $5,313 | $4,890+8.6% | $4,624+14.9% | $4,379+21.3% |
| Participant deferral / active EE | $7,326 | $8,341-12.2% | $8,004-8.5% | $6,730+8.9% |
| Admin fee / account holder | $2,060 | $15,759-86.9% | $14,398-85.7% | $14,365-85.7% |