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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,631 | $196,972-75.8% | $182,262-73.9% | $198,609-76.0% |
| Participation rate | 66.7% | 85.7%-19.0pp | 84.2%-17.5pp | 82.4%-15.7pp |
| Annual return | 18.30% | 158.27%-140.0pp | 140.60%-122.3pp | 202.70%-184.4pp |
| Employer contribution / active EE | $5,313 | $5,364-0.9% | $5,046+5.3% | $5,055+5.1% |
| Participant deferral / active EE | $7,326 | $8,643-15.2% | $8,276-11.5% | $6,977+5.0% |
| Admin fee / account holder | $2,060 | $18,429-88.8% | $16,712-87.7% | $19,030-89.2% |