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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,981 | $133,998-98.5% | $112,263-98.2% | $134,545-98.5% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | 0.00% | 47.17%-47.2pp | 27.49%-27.5pp | 418.37%-418.4pp |
| Employer contribution / active EE | $1,022 | $4,040-74.7% | $3,636-71.9% | $4,742-78.4% |
| Participant deferral / active EE | $1,566 | $5,292-70.4% | $4,729-66.9% | $6,401-75.5% |
| Admin fee / account holder | $602 | $7,493-92.0% | $6,410-90.6% | $11,431-94.7% |