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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,255 | $175,231-75.3% | $149,696-71.1% | $139,466-69.0% |
| Participation rate | 37.5% | 83.4%-45.9pp | 78.8%-41.3pp | 80.3%-42.8pp |
| Annual return | 20.34% | 166.77%-146.4pp | 134.46%-114.1pp | 373.66%-353.3pp |
| Employer contribution / active EE | $2,084 | $5,478-61.9% | $4,821-56.8% | $4,754-56.2% |
| Participant deferral / active EE | $5,098 | $6,521-21.8% | $5,682-10.3% | $6,712-24.1% |
| Admin fee / account holder | $4,045 | $16,155-75.0% | $13,212-69.4% | $11,409-64.5% |