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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $401,602 | $217,432+84.7% | $185,851+116.1% | $167,553+139.7% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 15.02% | 148.43%-133.4pp | 122.11%-107.1pp | 478.89%-463.9pp |
| Employer contribution / active EE | $1,402 | $5,874-76.1% | $5,168-72.9% | $4,840-71.0% |
| Participant deferral / active EE | $4,130 | $6,357-35.0% | $5,569-25.8% | $6,343-34.9% |
| Admin fee / account holder | $36,868 | $19,820+86.0% | $16,245+126.9% | $12,316+199.3% |