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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,877 | $49,897+20.0% | $80,648-25.8% | $75,177-20.4% |
| Participation rate | 34.2% | 55.3%-21.1pp | 67.0%-32.8pp | 67.2%-33.0pp |
| Annual return | 15.37% | 34.68%-19.3pp | 937.21%-921.8pp | 160.75%-145.4pp |
| Employer contribution / active EE | $0 | $1,699-100.0% | $2,724-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $5,022 | $2,992+67.9% | $4,443+13.0% | $4,126+21.7% |
| Admin fee / account holder | $12,368 | $3,579+245.6% | $5,382+129.8% | $5,651+118.9% |