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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,537 | $148,629-92.2% | $135,982-91.5% | $139,487-91.7% |
| Participation rate | 71.4% | 83.9%-12.4pp | 81.9%-10.5pp | 80.3%-8.9pp |
| Annual return | 542.90% | 79.33%+463.6pp | 68.32%+474.6pp | 373.84%+169.1pp |
| Employer contribution / active EE | $650 | $5,247-87.6% | $4,859-86.6% | $4,755-86.3% |
| Participant deferral / active EE | $3,873 | $8,102-52.2% | $7,760-50.1% | $6,713-42.3% |
| Admin fee / account holder | $337 | $12,406-97.3% | $10,767-96.9% | $11,407-97.0% |