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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,763 | $75,058-73.7% | $152,301-87.0% | $64,340-69.3% |
| Participation rate | 100.0% | 60.9%+39.1pp | 82.4%+17.6pp | 55.2%+44.8pp |
| Annual return | 201.01% | 29.93%+171.1pp | 80.50%+120.5pp | 24.14%+176.9pp |
| Employer contribution / active EE | $3,906 | $2,605+49.9% | $4,624-15.5% | $1,862+109.8% |
| Participant deferral / active EE | $5,779 | $5,041+14.6% | $8,004-27.8% | $2,980+93.9% |
| Admin fee / account holder | $693 | $4,050-82.9% | $14,398-95.2% | $3,703-81.3% |