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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,763 | $88,360-77.6% | $145,433-86.4% | $67,986-70.9% |
| Participation rate | 100.0% | 65.5%+34.5pp | 82.1%+17.9pp | 57.2%+42.8pp |
| Annual return | 201.01% | 63.15%+137.9pp | 66.58%+134.4pp | 31.67%+169.3pp |
| Employer contribution / active EE | $3,906 | $3,054+27.9% | $4,554-14.2% | $2,019+93.5% |
| Participant deferral / active EE | $5,779 | $5,932-2.6% | $7,897-26.8% | $3,358+72.1% |
| Admin fee / account holder | $693 | $3,313-79.1% | $13,129-94.7% | $3,203-78.4% |