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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,763 | $90,107-78.1% | $182,262-89.2% | $69,733-71.7% |
| Participation rate | 100.0% | 64.8%+35.2pp | 84.2%+15.8pp | 62.5%+37.5pp |
| Annual return | 201.01% | 95.58%+105.4pp | 140.60%+60.4pp | 15.22%+185.8pp |
| Employer contribution / active EE | $3,906 | $3,043+28.4% | $5,046-22.6% | $2,250+73.6% |
| Participant deferral / active EE | $5,779 | $5,135+12.5% | $8,276-30.2% | $3,054+89.2% |
| Admin fee / account holder | $693 | $3,377-79.5% | $16,712-95.9% | $3,102-77.6% |