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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,573 | $210,698-95.5% | $178,014-94.6% | $145,959-93.4% |
| Participation rate | 90.0% | 80.8%+9.2pp | 77.1%+12.9pp | 80.3%+9.7pp |
| Annual return | 10.29% | 386.27%-376.0pp | 294.80%-284.5pp | 561.95%-551.7pp |
| Employer contribution / active EE | $1,773 | $4,567-61.2% | $3,950-55.1% | $4,661-62.0% |
| Participant deferral / active EE | $3,702 | $6,958-46.8% | $6,276-41.0% | $6,689-44.6% |
| Admin fee / account holder | $3,590 | $12,016-70.1% | $10,362-65.4% | $13,398-73.2% |