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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,573 | $211,239-95.5% | $178,528-94.6% | $145,877-93.4% |
| Participation rate | 90.0% | 80.8%+9.2pp | 77.1%+12.9pp | 80.3%+9.7pp |
| Annual return | 10.29% | 30.22%-19.9pp | 27.11%-16.8pp | 551.28%-541.0pp |
| Employer contribution / active EE | $1,773 | $4,570-61.2% | $3,950-55.1% | $4,663-62.0% |
| Participant deferral / active EE | $3,702 | $6,963-46.8% | $6,278-41.0% | $6,691-44.7% |
| Admin fee / account holder | $3,590 | $12,095-70.3% | $10,419-65.5% | $13,402-73.2% |